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Exchange rates and costs of Currency Cards

To see the official Summary Table from Newcastle Building Society Click Here.
These tables summarise product features and pricing and do not replace any Terms and Conditions.

Euro (EU €)US Dollar (US $)Multi-Currency (GB £)
Commission and Foreign Exchange Rates
No Commission0% / FREE     —     We don’t charge commission on any of our products.
How your Exchange Rate is applied

Convert your money to Euros or US Dollars when you top-up your card online.

You are quoted a great exchange rate every time before you top-up.

You can then spend or withdraw the Euros or US Dollars when you are abroad.

Top-up your card online with Pounds Sterling.

Your money is converted into foreign currency only when you spend or withdraw cash abroad.

Your exchange rate is calculated in real-time using the rate that banks buy currency from each other.

Exchange Rate

£1.00 buys you

1.12

(real-time online rate)

£1.00 buys you

$1.40

(real-time online rate)

A small charge of

1.5%

is added to the MasterCard exchange rate each time you use your card.

Purchase Transaction Fees and ATM Withdrawal Fees
Purchase Transactions          FREE     —     We don’t charge when you spend directly from your card.               Multi-Currency Card: £0.50 in the UK
ATM Withdrawals€1.25$1.50£1.00 (£1.50 in the UK )
Loading Fees and Charges
Load or Top-UpFREE     (By Debit Card or Bank Transfer)
2.5%     (If using a Credit Card)
Loading Limits
Maximum Balance€6000$8000£5,000.00
Maximum Single Load€3000$4000£2,500.00
Minimum Single Load€10$10£10.00
Loads per day222
Spending and ATM Withdrawal Limits
Purchases per day10 or €240010 or $320010 or £2000
Purchases per four days40 or €600040 or $800040 or £5000
ATM Withdrawals per day5 or € 3005 or $400 5 or £250
ATM Withdrawals per four days15 or € 12005 or $1600 5 or £1000
Other Charges
Card Issue FeeFREE
Monthly Service ChargeFREE
Balance Enquiry (Web, Phone)FREE
Standard Delivery (normally 5-10 working days)FREEFREEFREE
Express Delivery (normally 1-2 working days)€6 (free over €500)$8 (free over $600)£5 (free over £500)
Balance Enquiry (SMS)€0.25$0.30£0.15
Additional or Replacement Card€6.00$8.00£5.00
Cancellation or Redemption€6.00$8.00£5.00
Re-Issue PIN€1.00 $1.00£1.00
Administration Fee (For exceptional requests)€14.00$19.00£12.00
Card Validity Period
Card Valid For3 years     —     After which you will be offered a replacement.

Compare rates
Euro Card

Compare rates
US Dollar Card

Compare rates
Multi-Currency Card

 

Currency Cards Summary Box

Summary Box: The information contained in this table summarises key product features and is not intended to replace any terms and conditions

 Euro (EU €)US Dollar (US $)Multi-Currency (GB £)
On Application
Card issue fee FREE FREE FREE
Standard Delivery (normally 5-10 working days) FREE FREE FREE
Express Delivery (normally 1-2 working days) €6.00 (free over €500) $8.00 (free over $600) £5.00 (free over £500)
Additional card fee €6.00 per card $8.00 per card £5.00 per card
Limits Minimum Initial Load Amount €10
Maximum Initial Load Amount €3000
Minimum Initial Load Amount $10
Maximum Initial Load Amount $4000
Minimum Initial Load Amount £10
Maximum Initial Load Amount £2500
Usage restrictions For full details please refer to the
Terms & Conditions
For full details please refer to the
Terms & Conditions
For full details please refer to the
Terms & Conditions
Ongoing Features Euro US Dollar Multi-Currency
Transaction fees FREE for purchase transactions in €
2.5% of value for transactions not in €
FREE for purchase transactions in $
2.5% of value for transactions not in $
£0.50 for purchase transactions in £
1.5% of value for transactions not in £
Cash withdrawal fees €1.25 per transaction $1.50 per transaction £1.00 per transaction (£1.50 in UK)
Balance enquiry FREE online on our website
SMS Text: €0.15 per text enquiry
Telephone: standard UK local call rates
FREE online on our website
SMS Text: $0.15 per text enquiry
Telephone: standard UK local call rates
FREE online on our website
SMS Text: £0.15 per text enquiry
Telephone: standard UK local call rates
Top-up fees and limits

FREE for loads by Bank Transfer
FREE for loads by Debit Card
2.5% of load value for loads by Credit Card

Minimum single load amount €10
Maximum single load amount €3000
Maximum Card Balance €6000

FREE for loads by Bank Transfer
FREE for loads by Debit Card
2.5% of load value for loads by Credit Card

Minimum single load amount $10
Maximum single load amount $4000
Maximum Card Balance $8000

FREE for loads by Bank Transfer
FREE for loads by Debit Card
2.5% of load value for loads by Credit Card

Minimum single load amount £10
Maximum single load amount £2500
Maximum Card Balance £5000

Service fees FREE
Replacement
card fees
€6.00 $8.00 £5.00
Other fees FREE PIN Issue / €1.00 for re-issue
Administration Fee €14 (for exceptional requests)
FREE PIN Issue / $1.00 for re-issue
Administration Fee $19 (for exceptional requests)
FREE PIN Issue / £1.00 for re-issue
Administration Fee £12 (for exceptional requests)
Closure Euro US Dollar Multi-Currency
Cancellation or redemption €6.00 cash-out fee (cancellation of card & return of funds)
You must have more than €10 or the equivalent remaining on the card to redeem the balance
$8.00 cash-out fee (cancellation of card & return of funds)
You must have more than €10 or the equivalent remaining on the card to redeem the balance
£5.00 cash-out fee (cancellation of card & return of funds)
You must have more than £10 or the equivalent remaining on the card to redeem the balance
Expiry 3 years
For more information please see our Currency Card Terms and Conditions